Looking out over lush farmland, a hometown feeling city, and lots of charming small businesses, it's hard to imagine that anything bad ever happens in Merrillville, North Indiana. This is the type of place just about everyone dreams of going home to and raising a family in peace and with a strong sense of community. Underneath the seemingly peaceful calm and idyllic life, the people of Merrillville have a secret. That secret is they are struggling just as hard as everyone else just to stay on top of this declining economic crisis the U.S. is facing. Just like everywhere else, some people are luckier than others and are faring better. For the rest of us, it's a good thing we have legal options when our financial futures are in jeopardy.
Bankruptcy isn't generally considered to be a part of the American dream, but a person has to do what a person has to do. With slow job growth and ever increasing inflation, gas, and food prices, there isn't much choice except to do what it takes to survive. Bankruptcy can make your life easier in several different ways.
Anyone who has ever had a hard time paying their bills knows there is nothing worse than the constant harassing phone calls from bill collectors. It may only be their job, but it's a nightmare for the people they are calling. Going through with a bankruptcy will put an end to the constant chaos.
Depending on your circumstances and the type of bankruptcy you file and are approved for, you can also stop the foreclosure process on your home if necessary. Most people don't realize that there is more than one way to file for bankruptcy and move on. Chapter 13 is a gentler way to get things taken care of in a bankruptcy. It might take more time to be debt free but you can keep some of your assets as well.
Everyone deserves a second chance. There are very few people who do everything perfectly the first time out of the gate. Bankruptcy gives deserving people a chance to start over and learn from past mistakes.
If you feel bankruptcy is right for you, don't go it alone. Legal Helpers can make this difficult time much simpler and easier for you. All it takes is a quick phone call or email to get the ball rolling.