Bland Hancock Certified Appraisals

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Dianna L. Hancock received her Indiana Auctioneer License in 1982, studied at Indiana University, and is a certified personal property appraiser and member of the Certified Appraisers Guild of America. She has been employed and constantly active in these capacities, as well as in the realm of antiques and art since 1982. Dianna concentrates in the U.S. Midwest from her home base in South-central Indiana.

The Homeowners Policy-Formulation Insurance Appraisal is a strictly confidentialpackageprepared for thehomeowner and includes certified and detailed reports in industry-approved and court-approved format. Also contained in the package are color photo sheets corresponding to each entry in the report and a CD containing the report.

What specifically is a Homeowners Policy-Formulation Insurance Appraisal?
** This certified appraisal reportreflects the overall value of everything you have in your home/garage/outbuilding(s), etc. To begin with, most homeowners own an insurance policy which covers contents ofthe home/garage/outbuilding(s). How does one know how much coverage to allow for in the event of loss of this personal property (contents)? DiannaL. Hancock conducts and produces the policy-formulation insurance appraisal, which is conducted when the homeowner is simply curious as to what his/her collection and/or entire household is worth in order to insure its value. This can reflect the contents ofthe entire home and outbuildings (antique, vintage, modern and contemporary as a whole, including vehicles). As well, this appraisal can regard only the antiques and art in your home or whichever items the homeowner chooses for appraisal. Once more, the report can reflect the value for a specific collection in your possession (i.e. collection of framed art, collection of classic cars, collection of coins, collection of costume jewelry, collection of primitives, collection of coverlets and quilts, etc.). Dianna works one on one with the homeowner(s) in a highly-efficient, professional, and strictly confidential manner.
To repeat, efficiency, professionalism, and confidentiality are profoundly underlined. A list of references and past clients will be provided upon request.
There is another type of insurance appraisal, the casualty-loss appraisal and unfortunately, this type is conducted after a loss has occurred and in the case where there was not a previous appraisal conducted and no documentation or records exist of the item(s) in question.Consequently,the most efficient way of being prepared for a casualty loss, is by having the policy-formulation appraisal conducted before any type of unpredictable loss occurs. In the case when there has not been a certified appraisal completed prior to a casualty loss occurring, it is then that Dianna goes in and works with the homeowner to produce a fair report that reflects a value for the item(s) involved in the loss. When there have been numerous items involved in this particular loss, these reports are most tedious for the homeowner(s), as one can imagine. Keep in mind that whateverthe original insurance policys total contents coverage" amount is currently, this is the highest amount of recuperationthe homeownercan receive, regardless of how much value your post-loss appraisal reflects. This is a serious situation that a homeowner can be in control of with a simple plan that includes having Hancock Certified Appraisals conduct and produce your policy-formulation insurance appraisal. Property owners can then be confident that adequate coverage is in place, as well as the proper documentation, if ever a loss occurs.

D. Hancock & Associatesalso conducts and provides appraisals for estate-purposes, dissolution purposes, and bankruptcy. Additionally, verbal appraisals with no documentation are available.
Homeowner Policy-Formulation Insurance Appraisals by

When considering a liquidation whether it be commercial orprivately owned personal property, as well as, commercial or residential real estate, our decades of ethics and experience in the Midwestauction industrywilldeliver thehigh-end grossyou are seeking. Dianna works with each client and directs the liquidation from beginning to end -- from the appraisal through to brokering "fine things" to appropriate markets to liquidating the common vintage/antique items and household to the appropriate markets. We welcome all telephone or emails regarding additional information of our services. Have just one item to market, we handle one item and/or entire home collections.....See our "History" Page for more auction liquidation information...thanks for your time.

License# AU01044984D. HANCOCK & ASSOCIATESP.O. Box 364, Ellettsville, Indiana 47429-0364
P.O. Box 343, Spencer, Indiana 47460-0343